Chapter 13

Richmond, Fairfax, and Warrenton Chapter 13 Bankruptcy Attorneys

We Help You Find The Solution That Is Right For You

Chapter 13 bankruptcy can be a viable option for individuals who are not eligible to file for Chapter 7 bankruptcy or who want to avoid liquidating assets. Chapter 13 bankruptcy allows individuals to utilize the reorganization of their debts as long as they have a regular income . There are certain facts people should know before considering filing for Chapter 13 bankruptcy:

• An individual with regular income enters into a repayment plan that pays creditors, who qualify, with one monthly payment to be shared “pro rata” by all of them for a three to five year period.
• The plan must be court-approved.
• Often a plan pays much less than 100% of your debt, and at the end of the period, your other, unpaid debt, is discharged, just as if you filed for Chapter 7.

To determine your eligibility to file for this specific chapter of bankruptcy, it is important that you retain the assistance of a trusted bankruptcy lawyer from the office of New Day Legal.

When you choose to work with our firm, we can immediately begin to review your case and determine whether filing for bankruptcy under Chapter 13 will help you to become debt free. If it is determined that Chapter 13 would best suit your needs, you can work with our firm to assess the overall amount of your debts and develop an affordable payment plan. After the predetermined payment amount is approved by the bankruptcy court, you can begin to take advantage of the numerous benefits that bankruptcy can provide, including foreclosure defense and the halt of all creditor harassment.

Contact New Day Legal at (540) 788-2273.
If you need a weekend or evening appointment, we can accommodate you.

Should I Consider Filing? Call (540) 788-2273 Today.

If you are like most people, owing debt and dealing with mean creditors can be frightening, and you may not know where to turn or who to trust in order to ensure that you obtain the resolution that you deserve. When you choose to work with New Day Legal, you can be confident that your case is in good hands. We are compassionate people who can provide you with valuable representation and ensure that your rights are protected throughout the course of the bankruptcy case.

Schedule your free case consultation to discuss your bankruptcy with our firm.
We can work with you on a flexible payment plan option.